Geico Auto Insurance Review Geico is the nation’s second largest auto insurance company. Known primarily for low rates offered directly to consumers online and over the phone, it is available in all 50 states and Washington, DC.

Geico car insurance

If you’re looking for an affordable car insurance policy and your comfortable managing your own accounts online when an agent isn’t nearby, Geico might be right for you. Pros and cons above average customer satisfaction for auto insurance claims in a recent JD Power study. Robust website and mobile app many discounts available.

Cons doesn’t offer Gap or Rideshare insurance Limited Network of local Agents When you’re shopping for car insurance, it’s important to understand what car insurance coverage you want and what you’re required to buy.

Most states require car insurance in order to drive a vehicle. Although minimum coverage requirements vary from state to state, they generally include liability insurance and uninsured or underinsured motorist coverage. If you want extra protection, you may be interested in full coverage insurance. Full coverage isn’t a specific policy type.

It’s a combination of coverage types like liability, collision, and comprehensive insurance. Check out the most common types of car insurance coverage below to see how they work.

Coverage Type Bodily injury and property damage what it pays for Costs for injuries, deaths, or property damage from an accident you cause required Typically Required Coverage

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Type Uninsured or underinsured motorist coverage what it pays for medical and property damage costs after an accident with a driver who has insufficient insurance or none at all required Often required.